Anti-Money Laundering (AML) & Financial Crime Policy

This policy outlines measures implemented by NDEIGHT to detect, prevent, and mitigate risks related to money laundering, terrorist financing, fraud, and other financial crimes. We operate a Merchant of Record platform supporting businesses selling products and services online. This policy ensures compliance with financial regulations and maintains integrity of our services.

1. Purpose

To prevent use of our platform for financial crime; detect suspicious or fraudulent activity; comply with anti-money laundering regulations; protect financial partners and payment providers.

2. Risk-Based Approach

We apply a risk-based approach. Monitoring and verification may vary by: merchant business model; geographic location; transaction volume; customer behavior; product category. Higher-risk activities may require enhanced review or additional documentation.

3. Merchant Identity Verification (KYC)

We may require identity verification including: government-issued ID; proof of address; company registration; beneficial ownership; selfie or biometric verification. Verification reduces financial crime risks.

4–10. Transaction Monitoring, Reporting, Training

We monitor transactions for suspicious patterns. We may report suspicious activity to authorities when required by law. Staff receive AML training. We retain records as required. This policy may be updated. Contact us for questions.